Under 65 coverage

Find links to insurance services for ages 64 or less.

Under 65 coverage

Under the age of 65 and looking for more health and accident protection for peace of mind?

Blue Cross Blue Shield of Kansas City

  • Short-Term Security Plans up to 90 days (without Rx)
    Short-Term plans provide temporary coverage with limited benefits to cover hospital, physician and emergency services, as well as many specialized services. Coverage is limited to three months.

  • Short-Term Security Plans up to 365 days (with Rx)
    Short-Term plans provide temporary coverage with limited benefits to cover hospital, physician and emergency services, as well as many specialized services. Coverage up to 12 months.

    Note: While short-term plans are an affordable and limited option when you're in between health insurance plans, it's important to understand they have limitations and restrictions.

Marketplace Health Coverage:
ACA (Obamacare) Enrollment

The Affordable Care Act (ACA), also known as Obamacare, offers health insurance options for individuals and families through the official Marketplace. All plans are required to cover essential health benefits and cannot deny you for pre-existing conditions.

Key Dates to Remember:

  • Annual Open Enrollment: Typically runs from Nov 1 – Jan 15.

  • Coverage Start: Enroll by Dec 15 for Jan 1 coverage; by Jan 15 for Feb 1 coverage.

  • Year-Round Enrollment: You can enroll anytime if you have a Qualifying Life Event (like losing a job, moving, or marriage).


Navigating health insurance can be confusing, but you don't have to do it alone. Most people qualify for premium tax credits that significantly lower monthly costs, and our team is here to ensure you maximize those savings. By using our enrollment link, you get expert guidance to confirm your doctors are in-network and your prescriptions are covered—all at no additional cost to you.